Research Repository

Communication frictions in banking organizations: Evidence from credit score lending

Filomeni, Stefano and Udell, Greg and Zazzaro, Alberto (2020) 'Communication frictions in banking organizations: Evidence from credit score lending.' Economics Letters, 195 (C). p. 109412. ISSN 0165-1765

[img]
Preview
Text
Filomeni S., Udell G., and Zazzaro A., 2020 (Economics Letters).pdf - Accepted Version
Available under License Creative Commons Attribution Non-commercial No Derivatives.

Download (673kB) | Preview

Abstract

By using mid-corporate loan-level data on loan approval decisions collected from a large European bank, we investigate whether spatially-based bank organizational frictions affect borrowers’ credit availability.

Item Type: Article
Uncontrolled Keywords: communication frictions; bank organization; soft information; credit score lending
Divisions: Faculty of Social Sciences
Faculty of Social Sciences > Essex Business School
Faculty of Social Sciences > Essex Business School > Essex Finance Centre
SWORD Depositor: Elements
Depositing User: Elements
Date Deposited: 14 Jul 2020 14:12
Last Modified: 16 Jan 2022 02:00
URI: http://repository.essex.ac.uk/id/eprint/27844

Actions (login required)

View Item View Item