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Online Peer-to-Peer Lending: Challenging Consumer Protection Rationales, Orthodoxies and Models?

Osuji, Onyeka K and Amajuoyi, Ugochi C (2015) 'Online Peer-to-Peer Lending: Challenging Consumer Protection Rationales, Orthodoxies and Models?' Journal of Business Law, 2015 (6). 485 - 509. ISSN 0021-9460

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Abstract

Online peer-to-peer lending presents challenges to consumer protection rationales and orthodoxies as it enables inter-consumer unsecured loan transactions brokered by platforms. This article therefore assesses relevant consumer protection justifications and the disclosure versus interventionist approaches debate in the light of the crowdfunding regulatory regime recently established by the Financial Conduct Authority.

Item Type: Article
Divisions: Faculty of Humanities > Law, School of
Depositing User: Elements
Date Deposited: 24 Jun 2020 11:31
Last Modified: 24 Jun 2020 11:31
URI: http://repository.essex.ac.uk/id/eprint/27971

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