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Gender, borrowing patterns and self-employment: Some evidence for England

Sena, V and Scott, J and Roper, S (2012) 'Gender, borrowing patterns and self-employment: Some evidence for England.' Small Business Economics, 38 (4). 467 - 480. ISSN 0921-898X

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Abstract

The purpose of this paper is twofold. First, we try to identify whether women have different borrowing patterns from men when trying to get into self-employment along with the factors that explain these different propensities. Second, we try to quantify the impact of these differences in borrowing propensity on women's willingness to become self-employed. The empirical analysis is carried out on a sample of individuals drawn from the English Household Survey of Entrepreneurship, 2003. Our results show that (1) women are less likely than men to seek external finance and that (2) gender differences in access to finance are affecting adversely the transition into self-employment. © 2010 Springer Science+Business Media, LLC.

Item Type: Article
Subjects: H Social Sciences > HD Industries. Land use. Labor
Divisions: Faculty of Social Sciences > Essex Business School
Faculty of Social Sciences > Essex Business School > Management Science and Entrepreneurship Group
Depositing User: Jo Wiltshire
Date Deposited: 30 Aug 2013 22:20
Last Modified: 30 Jan 2019 16:21
URI: http://repository.essex.ac.uk/id/eprint/5233

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