Invisible gaps: Women’s individual poverty risks and the gendered failings of the adult worker model

Since the early 2000s, welfare states in Europe have shifted their primary focus from providing social protection against labour market risks to the activation of all individuals into employment. As a way to limit poverty risks, this strategy ignores the ‘care penalties’ many women face in the labour market. Official poverty statistics ignore intrahousehold inequalities in resource allocation, thereby possibly overestimating the economic resources of women. This study contributes to the literature on the gendered consequences of welfare policies by estimating poverty risks for men and women using individualised incomes and assessing the extent to which observed gender gaps in poverty risk can be linked to the adult worker model. Additionally, the role played by taxes and social transfers in mitigating the gender gap in individual poverty risk is examined. Results show that only around one third of women in Europe fit the standard full-time, year-round employment model. Inactive and unemployed women have particularly high individual poverty risks, but even women who work fulltime and are continuously employed are more prone to poverty than men, highlighting the role of gender pay gaps. Social transfers cushion some of the gendered gap in poverty risk, while direct taxes and social insurance contributions have a disequalizing effect at the bottom of income distribution, especially for workers in atypical employment.