Filomeni, Stefano and Udell, Greg and Zazzaro, Alberto (2020) Communication frictions in banking organizations: Evidence from credit score lending. Economics Letters, 195 (C). p. 109412. DOI https://doi.org/10.1016/j.econlet.2020.109412
Filomeni, Stefano and Udell, Greg and Zazzaro, Alberto (2020) Communication frictions in banking organizations: Evidence from credit score lending. Economics Letters, 195 (C). p. 109412. DOI https://doi.org/10.1016/j.econlet.2020.109412
Filomeni, Stefano and Udell, Greg and Zazzaro, Alberto (2020) Communication frictions in banking organizations: Evidence from credit score lending. Economics Letters, 195 (C). p. 109412. DOI https://doi.org/10.1016/j.econlet.2020.109412
Abstract
By using mid-corporate loan-level data on loan approval decisions collected from a large European bank, we investigate whether spatially-based bank organizational frictions affect borrowers’ credit availability.
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | communication frictions; bank organization; soft information; credit score lending |
| Divisions: | Faculty of Social Sciences Faculty of Social Sciences > Essex Business School |
| SWORD Depositor: | Unnamed user with email elements@essex.ac.uk |
| Depositing User: | Unnamed user with email elements@essex.ac.uk |
| Date Deposited: | 14 Jul 2020 14:12 |
| Last Modified: | 30 Oct 2024 17:35 |
| URI: | http://repository.essex.ac.uk/id/eprint/27844 |
Available files
Filename: Filomeni S., Udell G., and Zazzaro A., 2020 (Economics Letters).pdf
Licence: Creative Commons: Attribution-Noncommercial-No Derivative Works 3.0